Work hard, work fast and get the job done the right way.


Our Commitment

We put the client first. We do everything we can to ensure our clients’ success. We understand the importance of maintaining long-term relationships.

We identify the best resources for the job. It’s our professionals and our processes that give you and your borrower the best field examination experience.

We deliver excellence. We perpetuate thoroughness and accuracy in our field examinations and communicate in a clear format.

We keep costs down. Managing time and expense is an important part of the process.

We turn our work in fast. Knowing about your borrower’s financial condition promptly provides you the ability to respond and take action.

We do what we say, say what we mean. Honesty is our policy. We work hard for your loyalty.

Our Core Values

People. We follow the golden rule and treat our people and clients the way we would want to be treated. We’re flexible and fair and believe the people who represent us make us who we are.

Process. We value a high standard of ethical behavior and equal importance is given to managing the quality of the product and services. We stand by our work.

Precision. Field examinations require an inordinate amount of detail and concentration. That’s why quality and accuracy are of utmost importance to us.


G. Scott Williams – Founder

Before establishing 3W in 1997, Scott spent over 20 years in the banking industry. His roles included Chief Credit Officer, Business Development Officer, Field Examination Manager and Field Examiner. He started his career as a staff accountant with Enserch Corporation, where he took on overseas assignments for the company’s subsidiary in Saudi Arabia. With his experience as a Business Development Officer, Senior Credit Lending Officer, EVP, Certified Public Accountant and small business owner, Scott brings tremendous added value to lenders and their clients.

Jill Williams – Founder

Jill has over 20 years of experience as an entrepreneur. Prior to the creation of 3W, she spent more than 15 years in the banking industry, developing strong customer skills, knowledge and unique expertise in a variety of lending transactions. Jill's understanding of the relationship between lenders and borrowers has helped her create an effective methodology and proven approach to field examination.

Cody Cunningham – Audit Manager

Serving in the banking industry for approximately 10 years, Cody started his banking career as a commercial credit underwriter while concurrently obtaining his MBA from Cameron University in Lawton, Oklahoma. His career has grown with 3W through transitions from Field Examiner to Senior Field Examiner to Audit Manager. Cody is also an integral part of technology management at 3W with the implementation of new technology and management of the current systems in place. 

Doug Londoff – Director

Doug obtained his bachelor’s degree in Economics with an emphasis in Finance at Southern Methodist University. He acquired his MBA in Finance at Saint Louis University. It was at these institutions that he developed enthusiasm to learn corporate finance and the basis for the extension of credit. Doug has grown in his career at 3W through his unparalleled effort and dedication to learning and servicing 3W's clients. He directs the examination team, assisting in tailoring each examination to each lender’s criteria.


Learn how our experience and expertise can work for you.